Financial Expertise to Manage Your Business Retirement Plan


Business Retirement Plans give owners of small businesses with and without employees a powerful savings tool and valuable tax deductions.


At Marin Wealth Advisors, we are Registered Investment Advisors who can help you determine the business retirement plan that best meets your needs. We educate you about the different types of business retirement plans, including their advantages and disadvantages. You might prefer any of these options, depending on your financial situation and retirement goals:

  • Individual 401(k) Plan
  • Solo Defined Benefit Plan
  • Simplified Employee Pension Plan Individual Retirement Account (SEP-IRA)
  • Simple IRA
  • Profit Sharing Plan
  • Combined 401(k) and Profit Sharing Plan


Once we help you make your selection, we work with you to manage your retirement assets in the most cost-effective and productive way. Whichever plan you choose, we help you optimize your retirement contributions and access the benefits the particular account offers you.


More On Solo Defined Benefit Plans

A Solo Defined Benefit Plan helps self-employed and small business owners save aggressively for retirement by allowing you to make very high contributions. Just target a desired level of retirement income, and contribution amounts are adjusted each year to help you reach your goal.


A Solo Defined Benefit Plan may be best for professionals age 50 or over who can make annual contributions of $80,000 or more for at least five years and who have few, if any, employees. It’s for people who are looking for a quick way to increase their retirement assets, most likely highly compensated professionals, consultants, business owners, partners, and key employees who are in their peak earning years.


Contributions are generally 100% tax-deductible, within IRS limits. Earnings grow tax-deferred and are taxable when withdrawn.


A Solo Defined Benefit Plan is funded with employer contributions and funded annually. Annual contribution levels are calculated based on several factors, including age, compensation, and retirement age. If you have employees, you must contribute for all eligible employees. Plan contributions are adjusted each year and may be amended if the desired contribution level needs to be revised.